Available at 79Cash.com, 79Cash is an online loan matching network.
Connecting U.S. based consumers with personal loans between $100 to $5,000, 79Cash functions as a medium between loan applicants and online lenders.
Working with a select network of lenders, learn whether or not 79Cash.com can help you secure an affordable personal loan by reading our honest review.
79Cash.com is not a direct lender and only renders loan matching services.
Applicants who reside within the United States are able to apply for personal, short-term loans upwards to $5,000 while repayment periods are predicted to be between 3 to 36 months in duration.
We say predicted due to the fact that 79Cash fails to disclose pertinent information relating to their loan fees, conditions, repayment periods or APRs.
This is largely in part because 79Cash works with a multitude of online lenders, whom all have varying loan rates, fees and requirements.
The advantage of working with a loan matching network such as 79Cash would be that it can greatly reduce the time it takes to secure an online loan by working with multiple lenders.
More lenders oftentimes leads to not only more loan offers but more competitive offers as well.
Who is Behind 79Cash?
79Cash Loan Process
In short, the application process with 79Cash is quick and simple.
The application process itself should take no more than 10 minutes to complete while loan approval verdicts will be delivered within moments after submitting your application.
As long as applicants met the eligibility requirements disclosed below they are able to apply for a loan.
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|Loans up to $1,000|
|Loans up to $5,000|
|Loans up to $10,000|
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Among some sensitive information that 79Cash may request upon your behalf would be your checking account information (for loan delivery method, if approved), employment information along with information to verify your identify such as social security number.
- Be at least 18 years of age
- Must be a US citizen or permanent resident
- Be employed in current position atleast 90 days
- Generate $1,000/month income after tax withholdings
- Have a valid email address, work and cell phone number
Loan funding methods are conducted through wire transfers and are typically received within 24 to 48 hours after loan approval.
During the application process, credit score checks may be conducted by 79Cash’s network of lenders to determine credit worthiness, which may affect your credit.
Among the credit bureaus that may be utilized would be Experian, Equifax, TransUnion, Teletrack, DP Bureau, or others.
79Cash Loans Spec Report
- Registered on October 7th, 2015
- Can be reached at (866) 971-7538
- Owned and operated by Nesmetaju, LLC
- Personal loan offers between $100 to $5,000
- Estimated APRs between 34.99% to 1,300%
- Functions as a U.S. friendly loan matching network
79Cash.com did not reflect much of a web presence during the time of writing this review.
Failing to reflect neither positive or negative feedback, it appears that the legitimacy of 79Cash has yet to be put to the test.
While no feedback pertaining to 79Cash can be found, we did find several complaints with NoProblemCash and White Rock Loans, both of which are loan matching networks owned by the same corporation as 79Cash.
Below are a few of the most recent complaints we found:
“I am SO looking forward to the end to this harassment.., as well as implementing the punishment they DESERVE…”
“I keep getting emails saying I’m approved then I apply and denied”
79Cash does not appear to be popular and receives minimum amounts of traffic.
According to SimiliarWeb, 79Cash.com had a global rank of 1,202,125 with a US rank of 245,542 as of November 19th, 2018.
Can 79Cash.com be Trusted?
79Cash appears to be an untested and unverified loan matching network.
Given their track record with other related loan servicing entities, we do not feel that 79Cash is the most trustworthy platform but we also don’t feel that they are a scam.
79Cash.com Review Conclusion
Acquiring a loan online through loan matching networks such as 79Cash can greatly reduce the time it takes to secure a loan while saving you money in the long run.
Whether or not 79Cash is the appropriate outlet for you or not is a question that you need to answer for yourself.
Due to the lack of feedback pertaining to this specific loan matching entity we are not advising consumers to utilize their platform until more community insight is gathered.
Please share any experiences or insight you may have by sharing your feedback below!