Bright Lending is for you if you answer ‘yes’ to any of the following questions:
Are you facing some financial difficulties but any standard bank doesn’t approve a credit for you?
Are you looking for a short-term credit with profitable terms?
Do you need a clear system of getting a loan with a low interest rate and accessible client service?
Don’t hesitate to get the information you need to know in this review.
How many clients does Bright Lending have?
Over 17 million people benefit from Bright Lending program.
How much can I borrow?
You can get from $300 to $1000 dollars depending on your credit history and time of cooperation with us.
Will this loan have any effect on your credit score?
We do our best to prevent you from this.
We never address to any major credit reporting bureaus asking information only from alternative sources.
Your possible future loans are out of danger.
How to get an approval for Bright Landing credit?
First you have to submit an online application in order to receive a preliminary decision so you’ll be able to foresee your possibilities.
When you application is accepted, you’ll get your loan agreement back in order to check it and certify it with your e-signature.
Finally, one of our specialists will contact you to get the missing information and discuss when and how your loan will be funded.
What do we check before approving a loan?
We have a short list of necessary requirements that we verify before issuing the final decision.
To obtain Bright Lending credit you have to:
— Have a stable source of income that we can verify
— Meet all legal requirements so that our collaboration is totally legit
— Have an open and active checking account
Bad credit or no credit you have isn’t a crucial point for our decision, it is taken into account while taking decision but doesn’t determine it.
How do we check the information we need?
We may use Instant Bank Verification (IBV) which allows us to temporarily view your bank statements.
It is totally safe and legit and doesn’t give us an opportunity to access, withdraw, credit or transfer money from your account.
What particular offers do I have with this loan?
First you can preview the terms of credit cancellation right in your agreement.
Moreover, you are free to pay your loan off beforehand.
It doesn’t imply any penalty and even reduces the rate you pay.
All you have to do is to contact our Custom Service by telephone or by email.
How can you receive your credit sum?
As a rule your funds will be electronically deposited via ACH to your bank account one day after you receive the approval.
How can I make my payments?
You can pay by ACH draft from your bank account on your due or send a personal check, cashier’s check, money order, or certified check to the address of Bright Lending on or before your due date.
(14 votes, average: 3.64 out of 5)
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They will charge you repayment over 10 months. Great, right?!
However $196.76/month for 10 months for a $350 loan? NOT so great. That’s what they offered after sending me a “pre-approval” for $1,000 loan.
This place scams customers. The reps lie about the information you give them. They purposely make it look like you have been approved and send you a legal agreement. They dont send you the money and when you call them on it, they turn it around and say they have the wrong acct number and that you have to wait until the money gets back to them. It’s a scam!
STAY FAR FAR AWAY FROM THESE CROOKS!!!!!! IT IS HIGHWAY ROBBERY AT IT’S FINEST. ESPECIALLY TO FIND OUT IT IS ILLEGAL IN THE STATE OF ARIZONA.
consumer loans with annual percentage rates (APRs) over 36% became illegal on July 1, 2010. HOW DO THESE PEOPLE GET AWAY WITH 360% …… I’M IN THE PROCESS OF FILING WITH THE ARIZONA ATTORNEY GENERAL OFFICE. THERE WAS A REASON WHY LAWS WERE PUT INTO PLACE TO AVOID THESE SCAMS!
Its sad so.many dont actually read the terms. & agreement which clearly state they cannot be held to your states laws. Read the Agreement BEFORE you agree to any thing. They have been great to me! Seriously i lost my job after i recieved the funds amd made ONE payment(Only 1)and emailed them explaining i wanted to honor the contract but lost my.job and asked for a 2-3 week deferment. they’ve worked with me. No complaints. I communicated With them. That’s the secret. Talk to them when you Know your not able to make a payment. When one uses these “tribal” services, you understand your paying Exorbitant Rates to bail you out of your situation
Suck it up buttercup or step away.
Received a pre select form After reading the reviews I will definitely take heed and stay away.
I have made a complaint to the Federal Trade commission and the Better Business Bureau, and the Interned Fraud services, they are “SCAM’ they sent me 5 emails with one phone call they said it was approved a loan for $300.00 they asked me to fax the Social Security Award ltr, and send me a link to give them my password to my Bank account, I was very stupid and naïve,I gave it to them, when I called them they “said” they have changed their mind loan was denied, why do they want to go into my Bank Account?, I gave all the information to my attorney..I will write to every single organization to put these crooks out of business…at least I will triy very hard…Be careful, they just want to go to your Bank account some type of ID …These people from tribes they are all the same, the government doesn’t make them to pay taxes, the make money with Casinos, and loan sharking, every tribe in Florida and another State is the same, like the Seminoles, and the Miccosukie, not any are regulated by the US government…what a shame…the government gave them land and exempt from taxes…