PNC Personal Loans

About PNC Personal Loans. PNC Financial Services Group offers attractive loans with low rates.

It is one of the biggest American financial corporations with more than $370 billion assets. Bank operates in nineteen states and the District of Columbia.

The bank has more than 2,600 branches and 9,000 ATMs. PNC is the fifth US bank by the number of offices, the sixth by volume of deposits and loans.

PNC is based in Pittsburgh.

A PNC provide its clients with personal loans to consolidate bad credit, make repair works at your home, buy needed goods, travel, etc.

The bank guarantees to pick up the best credit option for you.

Types

Currently, PNC Group offers the following types of personal loans.

These are:

Personal Installment Loan (Unsecured)

This kind of credit allows you receiving extra money quickly without borrowing against the equity of a home.

• Loan sum: $1,000 – $25,000
• Terms: from 12 to 60 months;
• None collateral;
• Fixed rates;
• Prepayment: no prepayment penalty
• Payment frequency: monthly.

Personal Installment Loan (Secured)

This type of a loan from PNC Group makes it possible for you to get extra financing for the purchase of recreational vehicles, new or used boats, automobiles, or motorcycles.

• Loan sum: $2,000 – $100,000
• Terms: from 12 to 60 months;
• Collateral: Non-real estate;
• Fixed rates;
• Prepayment: no prepayment penalty
• Payment frequency: monthly.

Credit line

PNC also offers the personal line of credit which is a very convenient option when you urgently require additional money for various purposes.

You receive access to funds without the collateral requirements.

Only you make a decision how much and when to borrow (up to your permitted credit limit).

• Loan sum: $1,000 – $25,000
• Terms: from 12 to 60 months;
• Minimum draw sum: $50;
• None collateral;
• Rates: variable, based on the Wall Street Journal prime rate;
• Prepayment: no prepayment penalty;
• Continuous draw period.

Please keep in mind that rates of all PNC Group personal loans depend on your location.

To check the rates for your area, enter your ZIP code here (https://apps.pnc.com/rates/servlet/PersonalLoanRatesInit)

How to apply?

There are three ways to apply for credit.

Choose the most convenient for you:

• Calling a lending specialist (Mon – Fri: 7 am to 10 pm);
• Submitting online application at the official website;
• Visiting the nearby branch personally.

To apply for loan, you need to have the following documents:

• Social security number;
• The sum of credit;
• Current address;
• ID Photo (state-issued ID or driver’s license);
• All types of income are considered.

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Conclusion

In this review, you get all the necessary information about PNC personal loans.

If you need extra money, choose the credit which suits your needs most, and get cash quickly.

Do not postpone until tomorrow what you can do today.